Terms of Use

1. Acceptance of Terms

By accessing and using the Gold Coast Brokerage website (gc-brokerage.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

2. Description of Services

Gold Coast Brokerage is a licensed insurance brokerage serving clients in New York. Our website provides information about our insurance services, including but not limited to:

• Construction Insurance
• Commercial Lines Insurance
• Personal Lines Insurance
• Life & Health Insurance
• Professional Liability Insurance

3. Use of Website

You agree to use this website only for lawful purposes. You are prohibited from:

• Violating any applicable local, state, national, or international law
• Transmitting any harmful, threatening, abusive, or offensive content
• Attempting to interfere with the proper functioning of the website
• Using automated systems to access the website without permission
• Impersonating any person or entity
• Collecting information about other users without consent

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Gold Coast Brokerage or its content suppliers and is protected by United States and international copyright laws.

You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from this website without our prior written consent.

5. No Professional Advice

The information provided on this website is for general informational purposes only and does not constitute professional insurance, legal, financial, or other advice. You should consult with a licensed professional before making any decisions regarding insurance coverage.

6. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information on this website.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Gold Coast Brokerage shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the website
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from our website
• Any bugs, viruses, or other harmful code transmitted through our website

9. Indemnification

You agree to defend, indemnify, and hold harmless Gold Coast Brokerage and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the website or violation of these Terms of Use.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Nassau County, New York.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes indicates your acceptance of the modified terms.

12. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13. Contact Information

If you have any questions about these Terms of Use, please contact us: